Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:
 

  • Driver’s License or current photo id
  • Most recent 30 days paystubs
  • Most recent 2 months of asset documentation (bank statements, retirement, etc.)
  • Most recent 2 years W-2 withholding forms or 1099’s for the self-employed
  • Most recent 2 years filed Federal Tax Return
  • Residential Sales Contract
 
Other forms that may be required if applicable:
 
  • Bankruptcy paperwork and discharge papers if within 5 years
  • Child support agreement and/or Divorce Decree
  • Year-to-Date Profit and Loss for self-employed
 
 

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Purchase

If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. 

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Need More information

Call Us: (866) 618-9163

Email Us: lobermeyer@usa-mortgage.com